Find money owed to you › CRA uncashed cheques: how to find and claim them
CRA uncashed cheques: how to find and claim them
Independent, free guide. Not affiliated with BC Unclaimed or government.
The CRA holds uncashed refund, benefit and credit cheques, and Government of Canada cheques never expire. There's no public list. Only you, or your authorized representative, can see them.
How to claim CRA uncashed cheques
- Sign in to CRA My Account, or call the CRA.
- Look for the uncashed cheques section.
- Download the pre-filled PWGSC 535 Undertaking and Indemnity form and sign it by hand (the CRA doesn't accept electronic, digital or stamped signatures). Send it back online by uploading a scan through "Submit documents" in My Account, or by mail to the Sudbury tax centre.
- For someone who has died, the estate's authorized representative can ask for it. See unclaimed inheritance.
Source: Canada Revenue Agency
Gig workers and rideshare drivers
Changed addresses or moved between gig apps? GST/HST credit cheques often go uncashed. While you're in My Account, check your numbers with our GST/HST calculator for rideshare drivers.
Looking for this year's tax refund instead? That's tracked in My Account, not in uncashed cheques. See benefits you may be missing.
Frequently asked questions
How do I check for CRA uncashed cheques?
Sign in to CRA My Account or call the CRA. There is no public name search.
How much does the CRA hold in uncashed cheques?
As of July 2026: 10,833,150 cheques worth $1,878,270,000, according to the CRA.
How far back do CRA uncashed cheques go?
Government of Canada cheques never expire. My Account shows personal cheques more than 6 months old. Call the CRA for business, trust or newer cheques.
Can I claim a deceased person's CRA cheque?
Yes, the estate's authorized representative can request it.